Tired of your cash savings yielding low returns?
You know property is a great way of achieving income and capital growth but lack the expertise to make it happen. Maybe you want to build up a property portfolio but don’t have much time, or are looking to create an alternative income for your retirement?
Or perhaps you are already an active and experienced investor but are seeking fresh opportunities to park some funds in an area with attractive returns? You might have a number of your own property purchases under your belt and a healthy track record, but are now aiming to generate some passive income.
Keen to diversify your investments?
Whatever the reason for your interest in bricks and mortar investment, Chant Properties can help you make it happen, in a low-risk, no-fuss way.
Our successful track record in building our own property portfolio means we have the contacts, experience and expertise needed to achieve success and avoid the potential pitfalls of buying renting or selling property.
Extensive experience of building up property portfolios
Strong network of contacts across the property sector
All arrangements backed by robust legal contracts
Access to a variety of funders to help you turn your dreams into reality
Guaranteed, market-beating investment returns
Down-to-earth, trustworthy and friendly approach
Property investment strategies fitted to your goals
To learn how to build a passive income – just book your free, Strategy Session!
Choose the product that's right for you
Choose from a range of options to meet your needs, whether they are to own and let out your own property portfolio to support your long-term financial planning goals, or to invest in a more hands-off way for effort-free, guaranteed returns. We have access to experts from estate agents to solicitors and investors, all ready to work with us to help you achieve your property ideals.
With our support, you could ensure a rewarding alternative income source for your retirement or net some extra cash to top up your standard of living in the short term. Not only that, but you’ll find us friendly, approachable, honest and easy to deal with – and we promise we’ll never blind you with science but will explain your options in plain English and go out of our way to answer any questions.
"Chant Properties are extremely knowledgeable, friendly and most importantly, helpful. If you're looking for polite people with enthusiasm, these are your guys. I can't thank them highly enough for helping keep me on track in my property journey. Sometimes it just takes a little nudge to keep you taking positive steps, and I can say first hand Chant Properties have given me that."
Kiz
Birmingham
"I strongly recommend using Chant properties as they are an up and coming property and investment company that are genuine, hard working and extremely reliable. If you are looking for fantastic properties or are seeking advice or investment possibilities then please don't hesitate to contact them. They are always happy. I can't praise these guys enough!"
Henry
Leeds
"It is rare that you meet passionate people who genuinely care about the people they work with. Clear, open, honest & upfront they really put everything into their business and always strive to do better. Their tenants are really taken care of and want to stay due to the quality of their property and they are genuine people. Investing with these guys is highly recommended."
Julie
York
“Our formula is based on buying the right properties at the right price, refurbishing them to a good standard in order to achieve some capital growth and then letting them out for a strong monthly rental return over the long term"
Frequently Asked Questions
Most landlords are holding their breath. The property market is shifting beneath our feet. With interest rates falling and new tax proposals looming, August 2025 brings both opportunities and challenges for property investors across the UK.
The market resets as prices dip, supply rises, and reform looms The property market is finally catching its breath. After years of volatility driven by inflation, interest rate hikes, and pandemic aftershocks, we're now seeing a more stable—though still competitive—landscape shaped by falling prices, improved affordability, and active policy debate. Here's what's happening across the UK housing market in July 2025: 📉 Asking Prices: A Historic July Dip This month, Rightmove reported that average asking prices fell by 1.2% to £373,709 , marking the steepest July decline in over two decades . Inner London saw the sharpest regional fall at –2.1% , followed by the South East ( Rightmove , The Guardian ). Despite this, buyer activity remained robust , with sales agreed up 5% year-on-year , showing that well-priced homes are still moving in today’s market. 🔍 Regional Overview North East England Annual house price inflation remained the strongest in North East England, at +6.3% to May 2025 — far above the national average Alastair Saville+6Office for National Statistics+6GOV.UK+6 . Asking prices rose by 1.2% in July, with average values around £196,844—one of the few regions showing resilience amid broader market softness. MoneyWeek+2Forbes+2MoneyWeek+2 . Strong rent inflation, at 9.7% year-on-year (June 2025), highlights continued demand for rental housing and supports investor interest Zoopla+3Office for National Statistics+3AInvest+3 . Property sales in hotspots like Newcastle and Sunderland continue to lead regional growth, with prices rising between 2%–5% annually in more affordable areas like Sunderland (£119K average) Office for National Statistics+13Zoopla+13AInvest+13 . Yorkshire & the Humber From the UK government data, Yorkshire posted the highest monthly house price increase in May (+2.4%), with year-on-year growth of 5.1% The Times+3AInvest+3HomeOwners Alliance+3 . North Yorkshire recorded average house prices of around £204,000 by May 2025, up from £194,000 a year earlier. Semi-detached homes rose the fastest (+6.4%), Office for National Statistics . Rental markets here remain more subdued compared to the North East: rental inflation in Yorkshire & the Humber averaged just 3.5% to June 2025 Savills+15Office for National Statistics+15guildproperty.co.uk+15 . 🏘️ Government Data: Prices and Transactions According to the ONS , the average UK house price rose by 3.9% in the 12 months to May , reaching £269,000 . Meanwhile, rents climbed 6.7% , driven by tight supply—particularly in the North East , which saw a staggering 9.7% rent increase ( ONS ). The Land Registry confirmed these trends, showing an average sale price of £268,652 in May, reflecting 1.1% annual growth , with newer data due in mid-September ( Land Registry ). Transaction activity also rebounded: HMRC reported 81,470 completed residential transactions in May , up 25% from April , but still 12% below May 2024 levels . Much of this is attributed to buyers rushing to beat stamp duty threshold changes in April ( HMRC ). 🏦 Mortgage Rates & Lending Affordability is gradually improving. The average two-year fixed mortgage rate fell to 4.53% , down from over 5.3% a year earlier. This equates to a monthly saving of around £150 for the average borrower ( The Guardian ). The Bank of England’s easing of affordability stress tests is also expected to unlock lending for an estimated 36,000 extra first-time buyers annually , making it easier for households with good credit but limited deposit capacity to enter the market ( The Guardian ). 🧱 New Builds & Rental Trends In the new-build sector, buyer demand remained strong in areas like Southampton (35% sold subject to contract) , Sheffield , and Bristol , while weaker interest was noted in Swansea and Liverpool ( WealthWise ). The rental market is bracing for transformation. The anticipated Renters’ Rights Bill , likely to pass in early 2026, would ban Section 21 evictions, cap rent hikes, and introduce an independent ombudsman. Some landlords warn this could restrict rental supply further and increase upward pressure on rents ( The Week ). ⚖️ Policy Pressure: Stamp Duty & Downsizer Relief Calls for stamp duty reform are growing louder. According to Rightmove, only 40% of homes now fall under the SDLT exemption threshold , down from 53% in 2017. The current thresholds are seen as outdated and a barrier to mobility ( FT ). There’s also a push to offer stamp duty relief for downsizers , with the potential to free up 2.5 million homes over five years , improving availability for younger families and first-time buyers ( Country Life ). 🔮 What’s Next? Forecasts for 2025 Rightmove cut its full-year house price forecast from +4% to +2% , citing competitive supply and affordability caps ( Rightmove ). Zoopla expects price growth to hold near 2.5% , focused mostly in affordable northern markets. Savills and others have downgraded 2025 expectations to just +1% , with recovery forecasts shifted toward 2026–2027 ( The Times ). ✅ Summary: A Market in Reset Mode The UK property market in July 2025 shows clear signs of recalibration: Prices are cooling, especially in the South, while demand remains resilient Affordability is improving, but buyers are increasingly price-sensitive Stock levels are rising, giving buyers more leverage Policy changes and lending reforms are reshaping the market For buyers and investors, this is a moment of opportunity—if you're prepared. For sellers, it's more important than ever to price realistically and understand local dynamics. The property market is finding its new balance after years of extremes. Those who understand these shifting dynamics will be best positioned to make smart decisions in the months ahead. Note: All facts and statistics in this report are accurate as of the publication date in July 2025. Property market conditions change frequently, so please verify the latest data before making any investment decisions.
House prices stalled. Buyer demand picked up. Supply increased. The UK property market is at a turning point this summer, with mixed signals creating both challenges and opportunities for investors and homeowners alike. Let's break down what's happening and why it matters... The Big Picture: June 2025 Market Snapshot House Price Trends The latest figures show a market that's cooling after last year's growth: Halifax index : 0.0% monthly change with the average price at £296,665 (2.5% higher year-on-year, down from 2.6% in May) Nationwide HPI : A 0.8% month-on-month decline and just 2.1% annual growth (down from 3.5% in May), with average prices around £271,619 Zoopla : Modest 1.4% annual growth as of May (published in June), though sales activity increased with 14% more homes on the market Rightmove : A rare June decline in asking prices, down 0.3% to £378,420 The numbers tell a clear story - price growth is slowing across all major indices. Regional Variations Not all areas are feeling the same effects: Northern England saw around 3.1% annual house price growth Southern England managed about 2.2% Northern Ireland led the way with impressive 9.7% growth for Q2 2025 The North East continues to outperform other English regions with 6.3% year-on-year growth and a 2.2% monthly increase in May. Newcastle upon Tyne stands out with prices up 13.4% compared to last year. What's Driving These Changes? Several factors are influencing the current market: Stamp duty increases in England (April 2025) dampened demand in spring Rising supply with 11% more properties on the market year-on-year Rental market pressure continues with UK average rent reaching £1,339 in May (7% annual growth) Covid-era purchases being re-listed, especially in rural and coastal areas What This Means For You For Buyers The market is shifting in your favour. With more properties available and price growth slowing, you have more negotiating power than at any point in the last three years. First-time buyers in particular should take note - this could be the window of opportunity many have been waiting for. For Sellers Be realistic about pricing. The days of ambitious asking prices and quick sales are fading. Properties need to be competitively priced to attract attention. Rightmove data shows homes receiving an enquiry on day one were 22% more likely to sell than those delayed more than two weeks. For Investors The rental market remains strong despite the sales slowdown. With average rents rising faster than mortgage costs in many areas, buy-to-let still offers attractive yields for those who can navigate the regulatory landscape. North East England presents particularly interesting opportunities with rental growth of 9.7% - well above the national average. Looking Ahead: Market Outlook The consensus among experts points to a subdued 2025: Savills lowered its full-year growth outlook from 4% to around 1% Rightmove adjusted from 4% to approximately 2% Most forecasts suggest a modest rebound (3-4%) in 2026-29 The RICS survey shows a market steadying rather than booming this summer, with 47% of agents foreseeing rent increases and most respondents expecting price growth to return within 12 months. The Bottom Line June 2025 marks a turning point for the UK property market. After years of exceptional growth driven by pandemic factors and low interest rates, we're seeing a return to more normal conditions. For smart investors, this isn't bad news - it's simply a different market requiring different strategies. The fundamentals remain strong, particularly in the rental sector and in regions like the North East where growth continues to outpace the national average. What's your next move in this changing market? Are you looking to buy, sell, or hold? Let us know in the comments. Remember to check the latest data before making any property decisions. This analysis is based on figures available as of June 2025.
